How to Get $100 Worth of Free Wedding Stationary at Staples

When all is said and done, it’s amazing how many pieces of paper your wedding will consume! Here’s a list:

  • Save the Date Notestyping-vintage-technology-keyboard
  • Invitations
  • Menus
  • RSVPs
  • Seating Placeholders
  • Return labels
  • Ceremony Programs
  • Thank You Cards
  • Photo Prints

Wouldn’t it be nice if you could get even one of those at a discount?

Staples Premier = 10% Back in Rewards!

If you reach Staples Plus status, you’ll get a $25 in-store copy and print voucher. Once you make it to Staples Premier status, you’ll get an additional $50.

Screenshot (174)

Certainly, $1,000 is a long way to go to get $75 for free! Keep in mind you’ll get $10 on your way to Plus (2% back on $500) and another $15 on your way to Premier (3% back on the next $500.) Ultimately, on $1,000, that would be $75 + 10 + 15 = $100, or a full 10% back.

How the heck do I spend $1,000 at Staples?

Run Errands for Other Organizations

Your expenses will add up quickly if you’re a small business owner, teacher, etc. The goal is to spend as little as possible out of pocket to maximize your rewards. Here’s an idea – maybe you are involved with a non profit or other volunteer organization that needs supplies. Think about church leaflets, fundraising flyers, and so on. They may let you take care of the purchase and refund you later; if you use your reward number, those expenses will count toward your total.

Purchase Other Stationary at Staples

There are so many great places to purchase wedding stationary, you’ll have to really do some price shopping to make sure this is the best deal. If it is, let’s assume you purchase 100 invitations for $2 each – you’ve already spent 20% ($200 of $1,000) of your total. Don’t forget the envelopes! Be sure to follow the steps below to maximize your savings.

Maximize Rebate Offers

Keep an eye on Staples Easy Rebates! They are easy! It seems like every week includes a free paper offer. Find this week’s offers here. If you can get one free $5 ream of paper each week (usually the offer say “limit 4”) that’s going to be $250 ($5 * 50) in one year. There are often great resale opportunities when Staples offers 20% back in Rewards or 15% off, for example. They even price match 110%. Look for Keurig machines, routers, and other low weight, high price items. I’ve spent $1,000 in a day at Staples just on resale purchases! My Amazon store was happy.

Maximize Your Savings at Staples With These Steps

1. Extend your $75 with Coupons

It’s common to find 15 and 20% off coupons. Use these with your Copy & Print vouchers – just have them type in the code at the bottom.

copyprint

2a. Use Chase Ink for an Additional 5%

This business card offers a 5% bonus on office supply stores. Don’t have one? Consider using my referral link; you’ll get 60,000 points when you spend $5,000 in the first three months, which is redeemable for at least $600. $1,000 at Staples will earn you 5,000 points, worth at least $50.

2b. Pay with Discover Deals Gift Cards to Save Up to 30%

Redeem your Discover Cashback for $25 gift cards with a limit of 5 per order.

For every $100, you can get $20 off! That’s 20%! Now, your $1,000 in purchases only cost $800.

You’ll still get $100 back in rewards – $100 back on $800 is 12.5%.

When you consider your $200 savings ($20 * 10) plus $100 in rewards, this is like paying $700 for $1,000 worth of Staples merchandise, or a 30% discount without using any coupons! staplesdiscover

 

3. Don’t forget the portals!

While you’re on your way to $1,000, ensure you make your purchases through a portal!

My Experience

I was unable to apply my $50 to an online order for in store pickup, so plan on spending time at the store finalizing your design. My $50 (plus $4 out of pocket for taxes) was enough for a 24×36″ photo print, a wonderful custom return address stamp (if you aren’t having your envelopes printed, this will save you a lot of work!) and 500 business cards – which I can’t wait to pick up! You can have quite the variety of products printed at your store – stop in and chat with them or call to ask.


 

How will you spend your Staples Copy & Print Reward?

Which stationary item are you most excited to get for free with your reward?

 

Quick! 17% off Kohl’s Gift Cards at eBay!

Update:

This offer just got better! eBay is offering 8% back on $50 purchases, so you’ll receive a $4 eBay credit for each gift card you purchase; there is a limit of 3, but that’s an extra $12. You can apply the credit starting in July to anything on eBay!

Get an extra 8% back in eBay credit when you spend $50!
Get an extra 8% back in eBay credit when you spend $50!

I expect this to run out soon, so buy now if you’re interested!

Get a $10 Bonus at Kohl's!
Get a $10 Bonus at Kohl’s!

Don’t need any Kohl’s gift cards?

One option is to sell the $50 gift card to a gift card reseller and use the $10 bonus yourself. (My assumption is that the $10 card will not be a standard gift card, but let’s hope I’m wrong – sometimes they have a certain time frame in which they are valid, but I don’t see that in the fine print. Just be aware that it might happen and be prepared to shop in the next month!) I like to start at GiftCardGranny.com to figure out my options. It looks like you could approximately break even, making this worthwhile for credit card spend to earn bonuses or other points. If the $10 card is not able to be sold, you’ll also want to be sure to use the $10 effectively, since you’ll only get about $40-42 for your $50 gift card. Lastly, consider the cost of shipping, as these are physical gift cards that you don’t want to lose!

You can sell unwanted gift cards at a discount.
You can sell unwanted gift cards at a discount.

Don’t forget to start at a Shopping Portal!

Perhaps you haven’t read the Rules of Engagement! Based on CashBackMonitor.com, it looks like American offers 1 mile/dollar and iConsumer offers 1.3% back. I’ll shop at the American portal because of this fine print from iConsumerCashBack is typically NOT available on the purchase of Gift Cards. Please review the Gift Cards category for a list of merchants that offer this benefit and confirm with individual brands’ Known Exceptions for additional details. If you decide to chance it, please let me know how it goes – and if you’re new to iConsumer, please consider using my referral link!

What’s so great about Kohl’s gift cards?

If you’re a Kohl’s charge holder, you probably like those “30% off with Kohl’s Charge” offers…but hate to use your Kohl’s charge! You’re not going to get any bonuses or miles out of that. So, buying gift cards to cover the majority (90% or more!) of your purchase and just putting a few dollars on your Kohl’s charge effectively allows you to use your other credit card to take advantage of the Kohl’s charge promotions!

Need to do wedding shopping or gifting?

$50 gift cards are easy gifts – if you like my gift basket idea, it is even easier. On the shopping side, here’s a list of items you could find at Kohl’s (and definitely at kohls.com):

  • Jewelry
  • Shoes
  • Clutches
  • Centerpieces
  • Intimates
  • Linens
  • Formal dresses (moms and bridesmaids, flower girl)
  • Suits and tuxes (dads, groom, groomsmen, ring bearer)

Are you going to use this deal?

Will you spend the money yourself or sell it to one of the gift card resellers?

I know will be taking advantage of this because it gives me a great discount on gift cards that will help me buy from Kohl’s to sell on Amazon!

Last Day! $15 off $15 at Zappos.com!

Check your email! The title will be “$15 Delight Code Ends Soon!” I have successfully applied this to my cart to receive $15 off a $15 item.

Use $15 off $15 to get this for free!
Use $15 off $15 to get this for free!

Just don’t forget to enter your promo code at checkout!

Save on Wedding Shoe Insoles

This is a great opportunity to bring the price down on a pair of great insoles that will help you feel better throughout your big day!

Save money on your wedding day accessories!
Save money on your wedding day accessories!

What did you buy with your $15 off $15 coupon?

Maybe you’ve purchased a gift for a member of your wedding party or an accessory for your big day – leave a comment to share!


Sears Shop Your Way: Earning VIP Status

Why does this matters to engaged couples or newlyweds?

Choose your registry shops wisely! If you’re in the market for products carried at multiple vendors (Sears, JCPenney, Kohl’s, Macy’s…) do you research and see if there are extra benefits at a given store. There is no harm in asking for gift cards and priority-shopping based on what you receive. Plus, this allows you to accumulate the benefits – your family and friends will probably get a kick out of your creativity!

If you’re buying appliances or outfitting a new home, read on to learn how our household earned VIP Status at Sears – you can, too. It’s a benefit that comes along for free, so use it or lose it!

Shop Your Way VIP Status

Since we aren’t homeowners, we don’t run into a lot of large expenses at Sears/Kmart (or other home improvement stores, for that matter.) It’s a good thing! But, it makes it really hard to reach the VIP tiers in their Shop Your Way Program. From the Shop Your Way site:

“To reach each level, there is a minimum annual spend.

  • VIP Silver: $2,500.00 annual spend
  • VIP Gold: $5,000.00 annual spend
  • VIP Platinum: $10,000.00 annual spend

(Just so you know we define “annual spend” as Total Qualified Spending between January and December of a calendar year. Basically, it’s everything you spend on qualified purchases for the whole year).”

Reaching a $2,500 spend threshold seemed unattainable, given the scarcity of resale opportunities; Sears offers “Surprise Points” and discount coupons in their Deal Center, but the rules are convoluted and I usually give up my search. The folks over at SlickDeals have discussed the program at length in this thread, if you’d like more information.

However, our newest residence was lacking a washer and dryer. I ended up buying a more expensive set than I ever anticipated without a lot of sale shopping (gasp!) – but I anticipate getting around 20% back via the Discover Deals portal (purchased gift cards and received 5% back, which will double in a few months per last year’s awesome promotion…then redeemed gift cards again for 5% back which, too, will double. Should.) I’m starting to see the 5% earnings roll in, but I’m not going to hold my breath. We needed the darn things and we needed them right away.

After that, in mid-March, I started to think about accumulating another $1,000 in spend to reach the VIP Silver Status. Much like the Southwest Companion Pass, the status is valid for the remainder of the year plus the entire following year. Also from their site:

“You will be in your VIP level until December 31 of the following year, unless you advance to a higher level. VIP levels get reviewed every week, so in case you qualify for an upgrade, we’ll be checking. Also keep in mind, once you achieve VIP status, at the beginning of each subsequent calendar year your Total Qualified Spend will reset to zero and you will need to achieve the minimum spend requirements to re-qualify for VIP status the following year.”

So, even though I missed out on Quarter 1, I’d still be eligible for 7 of the 8 possible quarters. I’ll pretty much chase after any challenge that’s in front of me. As luck would have it, Sears is wrapping up their April Black Friday promotion (what?) tomorrow – I happened to find an item that I could sell on Amazon for a small profit, plus earned a handful of points to apply toward more household items we actually need (outfitting three bathrooms instead of one, for example, means more shelving and organizers.) While I won’t tell you exactly what I purchased, the Black Friday list isn’t too long! Even better, I put $1,000 on my shiny new American Express business card (it even says “Unveiled Savings” on it!) I’ll be 35,000 SPG points richer in no time!

sears

Tonight, my balance says I’ve spent $2,612 of the required $2,500 to reach Silver VIP Status. I hope – expect – it will update tomorrow:silver

How do you check your VIP Status?

Click this link or the VIP tab as shown below (start at shopyourway.com, click Rewards, and the box for VIP.)

vip

What are the benefits?

Each quarter, VIPs get a “choice benefit” (among other benefits you can find here, such as two $4.99 oil changes w/tire rotations per year.) Some are “free,” such as the watches you see in the photo below. Others are 100% back in points – so the $200 set of pots and pans will earn 200,000 Shop Your Way Rewards points.

choice

I’ll probably select the NutriBullet or the Keurig. I’ve sold these on Amazon in the past and know they move quickly. I might only get a fraction of the cash I spend, but it’s worth it. Here’s an easy example:

In doing so, I’ll put $125 on my credit card (inching toward that SPG bonus!) I’ll come out at least $25 ahead. I’ll also get $125 toward my Gold Status (only $2,375 to go…) I’ll probably buy via Discover or another portal, earning me at least 5% back (another $6.25.)

If you’ve got gift cards that really were gifts, this is a great way to turn them into more cash than you started with!

Are you in the market for any of the items shown? Do you have VIP status?

I would be happy to sell you any of the items listed for the same amount I’d get from Amazon.

Leave a comment or email me!

Apple Pencil at Best Buy, $79.88 ($74.88 for Newbies!)

Here’s a great price on a gift idea – or a ‘resale’ opportunity if you aren’t in need of this product…

The Apple Pencil retails for $99.99 (and $114.55 on Amazon…yes, hold that thought…) but we can get it for as little as $74.88! 25% off on a brand new product isn’t bad!

 

Start With A Price Match

Best Buy will price-match to Sam’s Club, who currently has the Apple Pencil for $94.88. That was a quick $5 savings! We just showed them the item from our phone. Here’s the link! You can stop here if you want, but we haven’t got to the fun part…

Use Ibotta to get $15-20 Back!

Ibotta is offering two promotions affiliated with Best Buy that add up to a big discount!

  • $10 Rebate on a $100 Purchase at Best Buy (fine print: this excludes Apple laptops, tablets, phones, and watches…but not accessories or Apple Pencils! Act fast before the rules change!)
  • $5 Criss Cross Bonus

crisscross

If you’re new to Ibotta, use my link to get $5 back on your first rebate redemption! Not bad, right?

Although Ibotta is extremely intuitive, let me go through the details on the Criss Cross Bonus:

  1. Complete two ‘Grocery’ or ‘Beer, Wine & Spirits’ rebates. See my recommendations below.
  2. Complete one ‘Specialty’ rebate. This is the $10 rebate on $100 at Best Buy! One purchase completes both!

My Recommendations on Step 1

Obviously, try to spend as little out of pocket as possible or the rebate loses value!

  • Buy ONE banana and redeem the $0.25 rebate. Valid almost everywhere. Eat the banana! It’s good for you!
  • At Walmart, buy the smallest Smithfield Tenderloin you can find (under the Meat category.) Mine was $3.15 and I redeemed a $2 rebate. Things taste better when they’re bought with coupons!
  • At Walmart, check the clearance section for McCormick Grill Mates. I purchased a Blue Moon inspired seasoning for $1 and redeemed a $0.50 rebate. Happy shopper!

mccormick3

  • Buy a mango, onion, head of lettuce, avocado, bread, gallon of milk, or any-brand of bacon – whatever is cheapest or most usable in your household and available via Ibotta.

How to Complete Step 2

I checked with Ibotta…unfortunately, you have to complete $100 or more. Not the $99.99 retail on the Apple Pencil and certainly not the $94.88 price-matched version. This means you’ll need to buy a “filler” item that costs enough to meet the spend threshold without being excessive. We found a $6.99 canister of pet-stain carpet cleaner (yeah, we’ll use it) so our total was $101.87. You can probably get even closer to $100 if you check the snack section by checkout. There were items as low as $0.49, which will serve you well if you have any trouble with the price match ($99.99 + $0.49 = $100.48 – good job!) Otherwise, shop around! Your target price is $5.12 without going under. How close can you get? Remember…if you don’t buy a filler, you won’t get the rebate. So yes! It makes sense to buy another item and spend more because you’ll get even more back!

When you are ready to check out at Best Buy, be sure to have the Ibotta app open. Click through the Best Buy link (under Specialty) to the $10 rebate offer. Follow all of the prompts and you should see a QR code. The Best Buy employee will scan this link and can show you right on their monitor that “IBOTTA” is displayed toward the top right corner. Our associate was so helpful to point that out! And that’s all you have to do; the rebate gets processed automatically. Mine took about 12 hours to post!

Final Tally

Here’s what you’ll get instead of just spending $99.99 at Best Buy (or more at Amazon):

  • $0.25-$2.25 back from Step 1 (depending on what you chose to purchase)
  • $10 Best Buy rebate on $100 purchase
  • $5 Criss Cross bonus
  • $5 Referral Bonus if you’re new to Ibotta
  • $5.12 Sam’s Club price match
  • A ~$5 item you found at Best Buy
  • A banana!
  • A steak!
  • An Apple Pencil!

That’s a couple products plus up to $20! I like percentages, so even if you aren’t getting the Referral Bonus, you’re spending $79.88 on an item that would have otherwise cost $99.99 – that’s a 20% discount! You’ll also get a handful of other items that don’t cost any extra. Not bad, right?

So, will you do it?

Leave a comment! What did you redeem on Ibotta? And what “filler” item did you buy at Best Buy to reach $100?

Don’t need an Apple Pencil? Sure, sell it on Amazon! You’ll pay ~$80 and sell it for around $110. After shipping and fees, you’ll still pocket $10 and get the easy credit card spend. I love the Amazon Seller program and regularly use it on great promotions or to finish credit card spend. Leave a comment if you need some help!

 

Up to $75 Worth of Free Food!

It appears that LivingSocial is rolling out a “portal” of their own called Restaurants Plus – but, unlike the online version, all you have to do is register your card and remember to use it at participating stores.

The current offer is valid in Atlanta, DC, and San Francisco only – though I am looking into whether or not that is actually true. Here’s the summary:

Restaurants Plus

You can participate once per day through Jan 3 for up to $15 cash back, which is a total of $75 in free food. I would expect that you can simply purchase a $15 gift card every day and redeem it all at once or when convenient. That’s what I’d do if I was in a participating city!

An Easy $75 Worth of Credit Card Spend – and Free Miles!

This is my favorite type of offer. You’ll spend $15 and they’ll give you $15 back. That’s a manufactured-spend dream! This spend should trigger miles, cash back, or whatever promotion you’re working on. If you’re trying to meet a spend minimum (such as spend $500, get $100 back on Chase Freedom) this will count toward that as well!

Will you use this offer?

If you have a bachelor or bachelorette, bridal shower, or any other activities coming up and any of these restaurants are potential venues, it might be worth trying to stock up on gift cards to see if the promotion comes through! Or, maybe you could use the gift cards as welcome gifts to your out-of-town guests.

Leave a comment if you’re able to participate. I’d love to hear how it works and how you’re using the credit!

Kohl’s Black Friday Offer SCALED BACK: Updated Information

Well, dang. I have some good news and some bad news. The offer is still definitely worth taking advantage of! Read all the way to the bottom for at least one way to get the appliances for free. That’s up to ten gifts – holidays, wedding events, your own registry…while the rebates are valid now at Kohls.com, you want to wait until midnight tonight or you won’t get Kohl’s Cash!

Bad News First

Kohl’s teased us with their Black Friday ad a few weeks ago, and left out an important details: how many rebates could we actually redeem?

Now that the rebate forms came out today (posted below) we can see that they allow only five ITEMS per HOUSEHOLD per OFFER. Bummer! I’ll only be taking advantage of Offer #15-42482 and Offer #15-42401. The Toastmaster rebate isn’t allowed online; if it pops up, I’ll jump on it…but for now, I think it might be an in-store only offer.

The items are still $19.99 each. One offer provides a $12 rebate per item; the second is a $10 rebate per item. Here’s the updated math:

First Group: $19.99 each, $12 Rebate, 5 Items Allowed

  • Buy one of each, total $19.99 * 5 = $99.95
    • Submit $12 rebate per item = $60
    • Earn two $15 Kohl’s Cash credits = $30
    • Earn $5 Yes2You Rewards per $100 = $5 (maybe, not sure about rounding)

Second Group: $19.99 each, $10 Rebate, 5 Items Allowed

  • Buy one of each, total $19.99 * 5 = $99.95
    • Submit $10 rebate per item = $50
    • Earn two $15 Kohl’s Cash credits = $30
    • Earn $5 Yes2You Rewards per $100 = $5 (maybe, not sure about rounding)

Totals

  • Cost: $99.95 + 99.95 = $199.90
  • Rebates earned: $60 + 50 = $110
  • Kohl’s Cash earned: $60
  • Earn $5 Yes2You Rewards per $100 = $10, not counted in math
    • $199.90 – 110 – 60 = $29.90
    • Price each: $29.90/10 = $2.99
      • Doesn’t include tax!
      • Price is “after rewards,” so you’ll still have Kohl’s Cash and Yes2You to redeem.

Good News

It sounds like a 15% off coupon will be going life tomorrow. Try code DEALS15 or RMN15OFF. Let’s look at how that affects our math, going with the total price of $199.90:

Totals

  • Cost: $99.95 + 99.95 = $199.90
  • Rebates earned: $60 + 50 = $110
  • 15% Discount on $100 or more = $29.98, new total = $169.91
  • Kohl’s Cash earned: $45

  • Earn $5 Yes2You Rewards per $100 = $5, not counted in math
    • $169.91 – 110 – 45 = $14.91
    • Price each: $14.91/10 = $1.49
      • Doesn’t include tax!
      • Price is “after rewards,” so you’ll still have Kohl’s Cash and Yes2You to redeem.

Obviously, it’s worth using that 15% discount and foregoing the $15 Kohl’s Cash!

Don’t Forget a Portal!

There are a number of holiday portal promotions going on. You’ll qualify for a bonus with this purchase! Here’s a brief summary, since I need to decide which to use:

  • American Airlines: 450 bonus miles on $150+ purchase plus 8 miles/dollar = 1176 miles for ~$15
  • United Airlines MileagePlus: 500 bonus miles on $150+ purchase plus 4 miles/dollar = 1176 miles for ~$15
  • Discover Deals: 10% Back (Doubles to 20% if you’re in on that deal!) = $16.90 or $33.80, makes your appliances free!
  • Southwest: 500 bonus miles on $150+ purchase plus 2 miles/dollar = 838 miles for ~$15

There are bigger bonuses on ~$500 or ~$1000 purchases, but I doubt we will get to that with this promo alone.

How will YOU use this deal?

 

22 Kitchen Appliances for ~$2.49 Each!

EDIT: The rebate forms are out and restrict us to 5 ITEMS per HOUSEHOLD per OFFER. However, an extra 15% and great holiday portal bonuses make this an outstanding buy. Check here for the details.

One of my favorite annual sales is Kohl’s Black Friday. It takes into account all of the fun ways to save…sale prices, rebates, store loyalty credit, and manufactured spend…plus, portal points if we’re lucky! This is an awesome opportunity to stock up on 22 brand new kitchen appliances, regularly $20-$40 at 95% off, or grab gifts for the holidays/wedding showers/registries/wedding party gifts…the list goes on!

You can find the Black Friday ad here. This offer will be available in-store and online; online quantities tend to sell out pretty quickly, so stay tuned to find out exactly when the deal goes live (midnight central time?) or get to the store and grab a shopping cart!

Take a look below for newspaper clippings of my favorite deals:

kohls

Rebates

Each of these items is eligible for either a $10 or $12 rebate ($12 on the first set, $10 on the two subsequent.) You’ll be able to find them by going to Kohls.com and searching “rebates.” They’re valid only on Thurs-Fri, Nov 26-27. In years past, a shopper could get five rebates per product. That’s a total of 110 rebates!

Because you’ll be mailing in a lot of UPC codes with a lot of money at stake, I recommend printing a label (my preference is paypal.com/shipnow) and insuring it up to the value of your rebates. I don’t even want to think about that important envelope getting lost in the mail. Be sure to stop by the post office and get a receipt for dropping off your package in case they lose it, or you’ll have no claim!

Loyalty Credit – Kohl’s Cash

To make it better, Kohl’s has a once-a-year $15 Kohl’s Cash on $50 purchase offer. The cash triggers at 96% of the $50, or $48…so don’t worry that you’re missing it by a couple pennies!

Loyalty Credit – Yes2You Rewards

On top of Kohl’s Cash, you’ll earn one Yes2You Rewards point for each dollar spent; at 100 points, Kohl’s will issue a $5 reward. In other words, it’s a 5% credit issued on each $100 spent. I didn’t actually include this in the calculations below; consider it a little bonus for your hard work.

Portal Points

If we’re able to order online, we can plan on at least two points per dollar at the airline or hotel company of our choice.

Manufactured Spent

If your friends are interested, you could sell them appliances for just a few dollars. They’ll get an amazing deal, and you get to spend money on your credit card for points! For example, you might spend $20 on a given product that, after all the rebates, only cost you $2.50. That’s a good deal for something you want to keep, and a great deal if you have someone to sell it to for $2-3! Who wouldn’t spend $3 for a Crockpot?

Let’s Add It Up

I’ll do the math for one of each item, and then multiply it by five – although it’s extremely unlikely anyone will be able to pick up all the items before they sell out. I would encourage you to do a little advance planning and work out the numbers – increments of $50 are important to maximizing the Kohl’s Cash returns. Here’s how it goes:

First Group: $19.99 each, $12 Rebate, 5 Items

  • Buy one of each, total $19.99 * 5 = $99.95
    • Submit $12 rebate per item = $60
    • Earn two $15 Kohl’s Cash credits = $30
    • Earn $5 Yes2You Rewards per $100 = $5

Second Group: $19.99 each, $10 Rebate, 10 Items

  • Buy one of each, total $19.99 * 10 = $199.90
    • Submit $10 rebate per item = $100
    • Earn four $15 Kohl’s Cash credits = $60
    • Earn $5 Yes2You Rewards per $100 = $10

Third Group: $14.99 each, $10 Rebate, 7 Items

  • Buy one of each, total $14.99 * 7 = $104.93
    • Submit $10 rebate per item = $70
    • Earn two $15 Kohl’s Cash credits = $30
    • Earn $5 Yes2You Rewards per $100 = $5

Totals

  • Cost: $99.95 + 199.90 + 104.93 = $404.78
  • Rebates earned: $60 + 100 + 70 = $230
  • Kohl’s Cash earned: $120
  • Earn $5 Yes2You Rewards per $100 = $20, not counted in math
    • $404.78 – 230 – 120 = $54.78
    • Price each: $54.78/22 = $2.49
      • Doesn’t include tax!
      • Price is “after rewards,” so you’ll still have Kohl’s Cash and Yes2You to redeem.

If you’re able to get five units per item, here’s the math:

  • Cost: $99.95*5 + 199.90*5 + 104.93*5 = $2023.90
  • Rebates earned: $60*5 + 100*5 + 70*5 = $1150
  • Kohl’s Cash earned: $600
  • Yes2You earned: $100, not counted in math
    • $2023.90 – 1150 – 600 = $273.90
    • Price each: $273.90/(22*5) = $2.49
      • Doesn’t include tax!
      • Price is “after rewards,” so you’ll still have Kohl’s Cash and Yes2You to redeem.

Will you take advantage of this deal?

I know this is an opportunity to spend $2,000 on a credit card of my choosing, earn at least 4,000 points to the program of my choosing, get an extra $100 bonus in Yes2You Rewards for whatever I want to spend them on, and give great gifts at awesome prices. Some of these items retail for $40, so a price of $2.49 is around 95% off! You might be wondering how I’ll spend that $600 in Kohl’s Cash; haven’t decided! I’m an Amazon reseller, so I usually find a few products to buy at Kohl’s and sell online. If you’re not into that, maybe you have some regular Christmas shopping to do. Think through whether or not you can make good use of that $600 in Kohl’s Cash; else, you’ve lost that money and need to incorporate it into the price of each appliance.

I’m interested in your thoughts! Leave a comment if you’ll be shopping the Kohl’s Black Friday deal!

$15 off $15 with Chase Freedom Plus Miles

Totally free stuff from your choice of 100+ stores. Fantastic. Just enroll your Chase Freedom card and start shopping.

Shop between now and 12/31/2015 and get a $15 statement credit on a $15+ purchase. Easy as that! The fine print does not appear to exclude tax and shipping, so if your total (with tax and shipping) is $15+, you should get the $15 credit. When you shop through a portal, you’ll earn points even though the $15 will be refunded via statement credit. Free miles!!

freedom

Don’t have a Chase Freedom card?

Sign up and get a $100 credit when you spend $500 with your card. Not planning on charging $500 in the next three months? One easy way to do this is to head over to your favorite drug store (that starts with a W and ends with a “greens”) and buy a $500 Visa gift card. You’ll pay a $6 fee, but you’ll get a $100 credit…that’s like getting a $500 gift card for $406. Then, use that gift card whenever you’d normally use your credit card, but without the rush to spend $500 in three months.

Combine with Other Offers for $35 in Free Shutterfly or $66.50 in Free Under Armour

If you use this offer on an order at Shutterfly before Nov 16, they’ll send you a promo code for $20 off your next order. So, make an initial $15 order to trigger the $20 promo code, then of course use that code off a $20 purchase. Shutterfly is offering free shipping on $39+, otherwise it’s usually around $10 – so scope out their offers and see what works for you. Try combinations, too – you might be surprised with how many promotions will work together! Don’t forget to start at a portal to each points, such as the current 4pts/dollar through Southwest Rapid Rewards.

Under Armour is offering $25 off $100 through Visa Checkout, plus the $15 credit when you enroll through the link up top. That’s a quick $40 off $100, or 40%. Discover Deals is offering 15% back at Under Armour (and that will be doubled to 30% if you’re a new card holder or otherwise enrolled in the double-rewards promotion)…however, it appears that Discover is cracking down and only rewarding cash-back when paying with a Discover card. If you want to take the gamble, you could potentially get 30% back on your $75 purchase ($22.50) on top of your $40 discount through Visa. That would be a $66.50 discount (after rewards) on a $100 purchase…a major savings! I happen to think that’s a big risk, so my suggestion would be to check cashbackmonitor.com for current portal rewards – Chase Ultimate Rewards at 5 pts/dollar looks like the best option to me.

Wedding Ideas

There are over 100 participating stores on the Visa Checkout list. Jo-Ann, 1800Flowers, Neiman Marcus, Jos A Bank, Shutterfly…certainly you can find a clever way to save a few dollars on your wedding budget with this promotion. Jewelry? Accessories? Don’t forget to shop through a portal to get a few free points toward whatever travel or cash back program of your choosing.

So, how will you spend your free $15?

How to Navigate Shop Your Way Rewards

I’m a big fan of this program because Sears and Kmart carry everything! There’s no concern for having points you can’t spend – just do your grocery shopping online or at Kmart. Of course, you might find a chance to spend points on wedding items such as high heel inserts, shawls, handbags, costume jewelry, decorations, bachelor and bachelorette party goods, or registry items that never got filled. If you can double dip – go out for dinner for $25 and get 25,000 points ($25 value) back that you can spend on other wedding expenses – that’s a great deal!

The following screen shots will get you to the Shop Your Way Rewards deals!

  1. Start at www.shopyourway.com.
  2. Click the little ellipse.

ellipse3. Select Rewards Partners

partnerslink

4. Select Offers

offers

5. From here, you’ll scroll down and see what’s up and running (like the Double the Spoints or $25 Back) – just click on the banner.

6. Scroll to the very bottom (you can also do this from Step 5) to view the fine print. Read carefully!

7. Collect screenshots and fine print in case your points don’t show up later. It’s tough to make a case without the photos to help you recall details.

fineprint

 

Questions? Leave them in the comments! Enjoy!