6/12: SYWEVERYWHERE Deal

For at least the last six months, SYWEVERYWHERE.com has run amazing weekly promotions. They generally run from Monday-Monday. 

While you’re reading this post, think about how it might apply to great Father’s Day purchases.

Key Information

  • Expiration Date: This deal ends on 6/18.
  • Spend Requirement: Receive 10% Bonus, Up to $25
    • You’ll earn 10% on up to $250. Multiple shopping trips should combine to a total $25 bonus payout limit.
  • Fine Print: “Member offer: Earn 10% back in Shop Your Way points (max award $25 in points) on qualifying purchases, valid June 12th, 2017 – June 18th, 2017. Points valid for 60 days. Limit one (1) offer per member. Points awarded after gift cards and discounts and before taxes and other fees are applied. Offer cannot be combined with other Shop Your Way offers and promotions. Void if purchase is cancelled or returned. Must initiate offer online through ShopYourWay.com, SYWEverywhere.com, or at participating in-store locations. Points may require up to 10 days to be awarded. Not valid for Sears, Kmart, Lands’ End, and the following partners: Energy Plus, LifeLock, Lingo, local restaurants, Sears licensed businesses, Sirva Home Benefits, Sirva Mortgage, Intercontinental Hotels, Holiday Inn, Holiday Inn Express, Crowne Plaza, Hotel Indigo, Staybridge Suites, Candlewood Suites, Expedia, Best Western and Hotels.com. Offer valid for original recipient only. We reserve the right to cancel or modify the offer at any time in the event of fraud, abuse, unintended virality, or if technical or other issues arise. By accepting Shop Your Way member benefits and offers, you agree to the Shop Your Way terms and conditions, available at www.shopyourway.com/terms.”

 

 

 

Final comments…

Take care at your shopping portal of choice to ensure the vendor doesn’t deny rewards with the payment of gift cards or external coupons. Many will claim this, few will actually impose it. Your choice, but I would continue without concern.

 

Part II: Day Four – Complete Shop Your Way Platinum Requirements

This guide is part of the series, Max Performing: The $20,000 Kitchen Upgrade. Start here.

A significant part of this plan hinges on the ability to achieve Shop Your Way Platinum status. This is for one major reason, and one major reason only: 

Uh, yup! See it? “Birthday Month.” The stars have aligned and the kitchen-upgrader happens to have a birthday in May. I’ve called Shop Your Way VIP and confirmed that the appliances qualify for 15% back. Remember the part where those appliances cost $13,000 on sale? 15% of $13,000 = $1,950.

See where this is going?

The ‘cost’ of VIP Platinum is $2,000 over the course of 30 purchases. Well, if the kitchen appliances trigger $1,950 back in points and Platinum is a $2,000 investment…it sure seems to me that spending $2,000 to get Platinum means getting $1,950 back in points, and that looks like a free $1,950 to me.

The washer and dryer already amounted to around $1,800 worth in merchandise. Our kitchen-upgrader now needs to spend around $200 on whatever they want to reach the $2,000 threshold and must complete an additional 28 purchases. Here are a few options:

  • Buy something for roughly $200 that you want or need. To get the additional 27 purchases, go to Kmart and complete 27 purchases of a single pack of Kool-Aid mix ($0.29 each.) Alternatively, you can do this from the comfort of your own home by selecting the in store pick up option. They’ll probably think you’re crazy, but genius comes in many forms. 😉
  • Stick with the Kool-Aid plan, plus get items that will generate lots of points back – this essentially reduces your out of pocket cost going forward for those appliances or whatever else you might be buying. This link has a bunch of offers and you’ll follow the Day Two steps to complete those orders.
  • Buy something for roughly $200 that you don’t want or need. Sell it on eBay or Craigslist. Put cash in pocket.
  • Run one grocery shopping trip at Kmart (or complete the purchases online.) We’re talking one can of green beans per order, maybe some NutriGrain bars, your favorite deodorant…just hit the ~$200 threshold and complete 27 orders.

What would you do? Any other ideas for achieving VIP Platinum status? Share them in the comments!

Max Performing: The $20,000 Kitchen Upgrade

This “series” (as I don’t have the mental capacity to write it all in one post) is like the Olympics of couponing. What began seven years ago as a way to save a couple bucks on tires when I was (ironically) $20,000 in credit card debt now becomes an attempt to get about $4,000 worth of goodies for free after spending around $13,000 on the wanted luxury kitchen appliances, plus $3,500 worth of airfare just for fun. Don’t try this at home. Oh, and I apologize for the super short post but tomorrow is tax-filing day and I’m behind on the paperwork…

 

Part I – Introduction, Outline and Numbers

Introduction

A brave friend of mine has trusted me to figure this one out and I don’t take that lightly! I was provided with the new kitchen’s floorplan and set to figuring out what appliances would fit in each space. I was stunned with the 48″ slot for the range. A four foot stove? What could that be? I plugged in the allocated model number and it turns out it’s an $8,000 (on the low end!) professional range. Holy cow. At this point, I realized we had a big project to work out.

The Big Picture

My intent is to get as much as possible for free in addition to the $13,000 worth of kitchen appliances (that’s their sale price!) For fun, we’ll also accumulate $3,500 worth of airfare. My goal is to get a ‘free’ washer and dryer out of the gig. (What’s with the quotes? I’ll be shuffling around Sears Shop Your Way Rewards credits in doing my math, so please be patient and it’ll all come together.)

Three Part Process

This is a significant undertaking, so I have broken it into three parts:

Part I is the introduction, where I will also tally the numbers.

Part II is achieving loyalty status.

Part III is max performing loyalty status.

Each part will be broken into day by day steps to make this manageable for me, the author, and for you, the reader. Check back often for updates. Without further ado…

Part II – Achieving Loyalty Status

Day By Day Steps

Day One: Aquire Discounted Gift Cards for Washer + Dryer

Day Two: Purchase Dryer

Day Three: Purchase Washer

Day Four: Complete Shop Your Way Platinum Requirements

How about an $8 ottoman?

If you’re wondering why things are kinda quiet over here, it’s because I post deals a few times a week via my Unveiled Savings Facebook group. It’s a bit quicker to access and respond to questions, and I have continual contact with members on my mobile device.

In case you aren’t a client and member of the group, I thought I’d share this bargain to give you a glimpse into what you’re missing! Just select me as your Personal Shopper to be invited to the group right away. Remember that the service is 100% complimentary and includes all the custom bargain hunts you need. It’d be my pleasure!

Head over to Kmart for this deal. Don’t forget to shop through a portal to make it even better. If you haven’t used the $15 back on $30 bonus, that would make this A FREE OTTOMAN if you purchase and redeem a Kmart gift card!

Don’t miss deals like this – become a client today!

Bridesmaid (or Wedding Guest) Dress Option – Under $30!

Kohl’s is offering an enormous discount on this full length evening dress, available in two colors with most sizes available (note that size 2 is at the end of the list, but available.)

Kohl's Bridesmaid Dress

Don’t forget to stack the savings!

  • Use code “BBQ30” for 30% off if you’re a Kohl’s charge holder. Else, the site is promoting 20% off with “BUYNOW” through the 19th.
    • As long as part of the purchase goes on your Kohl’s charge, you can pay with any discounted gift cards you may have or choose to purchase (I like raise.com-they seem to have the fastest turn-around.)
  • You’ll also receive $10 Kohl’s Cash for every $50 spent, so get the gals together and combine into one order.
  • Unless you’re a Kohl’s MVC and can use “JUNESHIP” for free shipping, spend $75+ to avoid the shipping charge. You can always return whatever you purchased beyond the $75, so don’t hesitate to order two sizes if you’re unsure  and your credit situation allows.
  • Be sure to start at cashbackmonitor.com; the Ebates 6% back offer seems to be the current best deal.
    • When you join Ebates, you can refer your bridesmaids with your own link, which will earn you a $50 bonus when they complete their first $25+ purchase. In other words…somebody is getting a free dress, am I right? If you want to use my link, I certainly appreciate the support.

Here’s the final tally:

Purchase price: $42.00

30% Discount: -$12.60

6% Ebates Cashback on $29.40: $1.76

Final price: $42 – 12.60 – 1.76 = $27.64 for a discount off 80% off retail!

Will you purchase this dress?

Maybe this isn’t perfect for your bridal party, but hopefully it is another good example of stacking savings. It would be perfect for a guest, too – at this price, you won’t feel bad buying a gown you might only wear once.

If you find a great dress offer at Kohl’s, please let me know!

How I Made $69 in Less Time Than it Took to Write This Post

The world of e-commerce is vast. All you have to do is find an item here and there that is on sale. Hopefully, you can make that sale even better by earning (or redeeming) some form of store loyalty credit, adding a great portal bonus, and paying with a discounted gift card. Please the Rules of Engagement if you aren’t clear on that process. What does this have to do with your wedding? Not a whole lot, unless you, like everyone else on the planet, could use a couple extra bucks, have a father or other men in your life that will be gift recipients, or you opened credit cards to get a free honeymoon and need to meet the spend minimum.

Here is today’s example of making $69 in a matter of minutes (even if it took an hour, isn’t that pretty good?):

Sears is selling an impact wrench (I don’t even know what that is) for 50% off. I’ve added it to my Best Deals catalog. (Hint hint: you should really add me as your personal shopper so you don’t miss out on these offers…there are other great products in that catalog that you can make some money on, too!) Add in tax and my total was $132.80.

wrench

Turns out Amazon sells this product for just under the normal retail – $237.49. It is ranked around the 250,000 mark in Home Improvement, which is good enough for me. The fees look to be around 15%, but for the sake of argument…I’ll call it $40 if I sell the item for $200. I should be able to sell it for $225 and the fees will be less than that, but let’s stick with easy numbers and plenty of margin.

A quick scan through the Sears Deals Center shows a nice $10 back in Shop Your Way Rewards on $100 in tools. Free points!

Ebates is offering 6% cashback (and you should totally be using Ebates and referring people to it while they’re offering a $50 bonus! Yes, that last link helps sort out the details.) Fantastic. 6% on $125 is $7.50. Don’t calculate on tax.

Icing on the cake here…I have a small stash of Sears gift cards that I received in exchange for Discover cash back. $20 worth of Discover cash gets me $25 worth of Sears credit – so $80 worth of Discover cash gets me $100 worth of Sears credit. Not bad, right? On a $125 purchase, I am saving $20 + $5 = $25 (there’s some common core math for you…20% of $100 = $20. 20% of $25 = $5. $20 + $5 = $25.)

  • If you don’t maintain a stash of Sears gift cards…well, you can reload a gift card from the Sears site (which you navigate to by way of Ebates) – you’ll still get the 6% back. In this case, then, instead of a $25 savings, you’ll get a $7.50 savings. Be sure to call Sears right away to get them to process the reload transaction at 888-396-5299.)

Final Tally:

Purchase Price: – $132.80

Amazon Expected Sales Price: $200

Amazon Worst-Case Fees: – $40

Sears SYWR: $10 (hey, they’re also giving me $1 for accepting a one-day slower delivery…fine by me)

Ebates Cashback: $7.50

Gift Card Discount: $25

= -$132.80 + 200 – 40 + 10 + 7.50 + 25 = $69.70 (note that this will be $52.20 if you go through Ebates)

Heck, I think I’ll buy two…

What does this have to do with wedding planning?

As with many of my posts, here’s the list of reasons this is relevant:

  1. You opened a credit card and need to meet a spend threshold to earn a sign up bonus. Do not spend money for the sake of this bonus – spend what you need to spend…and make up the difference on creative “manufactured spend” like this.
  2. You need a couple bucks to cover this that and the next thing. Dear reader…wouldn’t an extra $69 cover at least an elaborate mani/pedi? YES! How about your rehearsal dinner dress? A gift for a member of your wedding party? This is money in your pocket to spend on whatever expenses aren’t yet covered. Else, use it to pay down your debt!
  3. You need gifts for the men in your life – your dad, brother, fiance, groomsmen, etc etc etc…
  4. You need gifts for a couple in your life – engagement party, wedding gift, etc etc etc…
  5. You happen to need this thing yourself.

Does this help?

Are you interested in becoming an Amazon Seller? Does this example motivate you to find great deals of your own? Please leave a comment or send a message if you need guidance!

How to Get $100 Worth of Free Wedding Stationary at Staples

When all is said and done, it’s amazing how many pieces of paper your wedding will consume! Here’s a list:

  • Save the Date Notestyping-vintage-technology-keyboard
  • Invitations
  • Menus
  • RSVPs
  • Seating Placeholders
  • Return labels
  • Ceremony Programs
  • Thank You Cards
  • Photo Prints

Wouldn’t it be nice if you could get even one of those at a discount?

Staples Premier = 10% Back in Rewards!

If you reach Staples Plus status, you’ll get a $25 in-store copy and print voucher. Once you make it to Staples Premier status, you’ll get an additional $50.

Screenshot (174)

Certainly, $1,000 is a long way to go to get $75 for free! Keep in mind you’ll get $10 on your way to Plus (2% back on $500) and another $15 on your way to Premier (3% back on the next $500.) Ultimately, on $1,000, that would be $75 + 10 + 15 = $100, or a full 10% back.

How the heck do I spend $1,000 at Staples?

Run Errands for Other Organizations

Your expenses will add up quickly if you’re a small business owner, teacher, etc. The goal is to spend as little as possible out of pocket to maximize your rewards. Here’s an idea – maybe you are involved with a non profit or other volunteer organization that needs supplies. Think about church leaflets, fundraising flyers, and so on. They may let you take care of the purchase and refund you later; if you use your reward number, those expenses will count toward your total.

Purchase Other Stationary at Staples

There are so many great places to purchase wedding stationary, you’ll have to really do some price shopping to make sure this is the best deal. If it is, let’s assume you purchase 100 invitations for $2 each – you’ve already spent 20% ($200 of $1,000) of your total. Don’t forget the envelopes! Be sure to follow the steps below to maximize your savings.

Maximize Rebate Offers

Keep an eye on Staples Easy Rebates! They are easy! It seems like every week includes a free paper offer. Find this week’s offers here. If you can get one free $5 ream of paper each week (usually the offer say “limit 4”) that’s going to be $250 ($5 * 50) in one year. There are often great resale opportunities when Staples offers 20% back in Rewards or 15% off, for example. They even price match 110%. Look for Keurig machines, routers, and other low weight, high price items. I’ve spent $1,000 in a day at Staples just on resale purchases! My Amazon store was happy.

Maximize Your Savings at Staples With These Steps

1. Extend your $75 with Coupons

It’s common to find 15 and 20% off coupons. Use these with your Copy & Print vouchers – just have them type in the code at the bottom.

copyprint

2a. Use Chase Ink for an Additional 5%

This business card offers a 5% bonus on office supply stores. Don’t have one? Consider using my referral link; you’ll get 60,000 points when you spend $5,000 in the first three months, which is redeemable for at least $600. $1,000 at Staples will earn you 5,000 points, worth at least $50.

2b. Pay with Discover Deals Gift Cards to Save Up to 30%

Redeem your Discover Cashback for $25 gift cards with a limit of 5 per order.

For every $100, you can get $20 off! That’s 20%! Now, your $1,000 in purchases only cost $800.

You’ll still get $100 back in rewards – $100 back on $800 is 12.5%.

When you consider your $200 savings ($20 * 10) plus $100 in rewards, this is like paying $700 for $1,000 worth of Staples merchandise, or a 30% discount without using any coupons! staplesdiscover

 

3. Don’t forget the portals!

While you’re on your way to $1,000, ensure you make your purchases through a portal!

My Experience

I was unable to apply my $50 to an online order for in store pickup, so plan on spending time at the store finalizing your design. My $50 (plus $4 out of pocket for taxes) was enough for a 24×36″ photo print, a wonderful custom return address stamp (if you aren’t having your envelopes printed, this will save you a lot of work!) and 500 business cards – which I can’t wait to pick up! You can have quite the variety of products printed at your store – stop in and chat with them or call to ask.


 

How will you spend your Staples Copy & Print Reward?

Which stationary item are you most excited to get for free with your reward?

 

Apple Pencil at Best Buy, $79.88 ($74.88 for Newbies!)

Here’s a great price on a gift idea – or a ‘resale’ opportunity if you aren’t in need of this product…

The Apple Pencil retails for $99.99 (and $114.55 on Amazon…yes, hold that thought…) but we can get it for as little as $74.88! 25% off on a brand new product isn’t bad!

 

Start With A Price Match

Best Buy will price-match to Sam’s Club, who currently has the Apple Pencil for $94.88. That was a quick $5 savings! We just showed them the item from our phone. Here’s the link! You can stop here if you want, but we haven’t got to the fun part…

Use Ibotta to get $15-20 Back!

Ibotta is offering two promotions affiliated with Best Buy that add up to a big discount!

  • $10 Rebate on a $100 Purchase at Best Buy (fine print: this excludes Apple laptops, tablets, phones, and watches…but not accessories or Apple Pencils! Act fast before the rules change!)
  • $5 Criss Cross Bonus

crisscross

If you’re new to Ibotta, use my link to get $5 back on your first rebate redemption! Not bad, right?

Although Ibotta is extremely intuitive, let me go through the details on the Criss Cross Bonus:

  1. Complete two ‘Grocery’ or ‘Beer, Wine & Spirits’ rebates. See my recommendations below.
  2. Complete one ‘Specialty’ rebate. This is the $10 rebate on $100 at Best Buy! One purchase completes both!

My Recommendations on Step 1

Obviously, try to spend as little out of pocket as possible or the rebate loses value!

  • Buy ONE banana and redeem the $0.25 rebate. Valid almost everywhere. Eat the banana! It’s good for you!
  • At Walmart, buy the smallest Smithfield Tenderloin you can find (under the Meat category.) Mine was $3.15 and I redeemed a $2 rebate. Things taste better when they’re bought with coupons!
  • At Walmart, check the clearance section for McCormick Grill Mates. I purchased a Blue Moon inspired seasoning for $1 and redeemed a $0.50 rebate. Happy shopper!

mccormick3

  • Buy a mango, onion, head of lettuce, avocado, bread, gallon of milk, or any-brand of bacon – whatever is cheapest or most usable in your household and available via Ibotta.

How to Complete Step 2

I checked with Ibotta…unfortunately, you have to complete $100 or more. Not the $99.99 retail on the Apple Pencil and certainly not the $94.88 price-matched version. This means you’ll need to buy a “filler” item that costs enough to meet the spend threshold without being excessive. We found a $6.99 canister of pet-stain carpet cleaner (yeah, we’ll use it) so our total was $101.87. You can probably get even closer to $100 if you check the snack section by checkout. There were items as low as $0.49, which will serve you well if you have any trouble with the price match ($99.99 + $0.49 = $100.48 – good job!) Otherwise, shop around! Your target price is $5.12 without going under. How close can you get? Remember…if you don’t buy a filler, you won’t get the rebate. So yes! It makes sense to buy another item and spend more because you’ll get even more back!

When you are ready to check out at Best Buy, be sure to have the Ibotta app open. Click through the Best Buy link (under Specialty) to the $10 rebate offer. Follow all of the prompts and you should see a QR code. The Best Buy employee will scan this link and can show you right on their monitor that “IBOTTA” is displayed toward the top right corner. Our associate was so helpful to point that out! And that’s all you have to do; the rebate gets processed automatically. Mine took about 12 hours to post!

Final Tally

Here’s what you’ll get instead of just spending $99.99 at Best Buy (or more at Amazon):

  • $0.25-$2.25 back from Step 1 (depending on what you chose to purchase)
  • $10 Best Buy rebate on $100 purchase
  • $5 Criss Cross bonus
  • $5 Referral Bonus if you’re new to Ibotta
  • $5.12 Sam’s Club price match
  • A ~$5 item you found at Best Buy
  • A banana!
  • A steak!
  • An Apple Pencil!

That’s a couple products plus up to $20! I like percentages, so even if you aren’t getting the Referral Bonus, you’re spending $79.88 on an item that would have otherwise cost $99.99 – that’s a 20% discount! You’ll also get a handful of other items that don’t cost any extra. Not bad, right?

So, will you do it?

Leave a comment! What did you redeem on Ibotta? And what “filler” item did you buy at Best Buy to reach $100?

Don’t need an Apple Pencil? Sure, sell it on Amazon! You’ll pay ~$80 and sell it for around $110. After shipping and fees, you’ll still pocket $10 and get the easy credit card spend. I love the Amazon Seller program and regularly use it on great promotions or to finish credit card spend. Leave a comment if you need some help!

 

Up to $75 Worth of Free Food!

It appears that LivingSocial is rolling out a “portal” of their own called Restaurants Plus – but, unlike the online version, all you have to do is register your card and remember to use it at participating stores.

The current offer is valid in Atlanta, DC, and San Francisco only – though I am looking into whether or not that is actually true. Here’s the summary:

Restaurants Plus

You can participate once per day through Jan 3 for up to $15 cash back, which is a total of $75 in free food. I would expect that you can simply purchase a $15 gift card every day and redeem it all at once or when convenient. That’s what I’d do if I was in a participating city!

An Easy $75 Worth of Credit Card Spend – and Free Miles!

This is my favorite type of offer. You’ll spend $15 and they’ll give you $15 back. That’s a manufactured-spend dream! This spend should trigger miles, cash back, or whatever promotion you’re working on. If you’re trying to meet a spend minimum (such as spend $500, get $100 back on Chase Freedom) this will count toward that as well!

Will you use this offer?

If you have a bachelor or bachelorette, bridal shower, or any other activities coming up and any of these restaurants are potential venues, it might be worth trying to stock up on gift cards to see if the promotion comes through! Or, maybe you could use the gift cards as welcome gifts to your out-of-town guests.

Leave a comment if you’re able to participate. I’d love to hear how it works and how you’re using the credit!