How to Navigate Shop Your Way Rewards

I’m a big fan of this program because Sears and Kmart carry everything! There’s no concern for having points you can’t spend – just do your grocery shopping online or at Kmart. Of course, you might find a chance to spend points on wedding items such as high heel inserts, shawls, handbags, costume jewelry, decorations, bachelor and bachelorette party goods, or registry items that never got filled. If you can double dip – go out for dinner for $25 and get 25,000 points ($25 value) back that you can spend on other wedding expenses – that’s a great deal!

The following screen shots will get you to the Shop Your Way Rewards deals!

  1. Start at www.shopyourway.com.
  2. Click the little ellipse.

ellipse3. Select Rewards Partners

partnerslink

4. Select Offers

offers

5. From here, you’ll scroll down and see what’s up and running (like the Double the Spoints or $25 Back) – just click on the banner.

6. Scroll to the very bottom (you can also do this from Step 5) to view the fine print. Read carefully!

7. Collect screenshots and fine print in case your points don’t show up later. It’s tough to make a case without the photos to help you recall details.

fineprint

 

Questions? Leave them in the comments! Enjoy!

Who needs a night out? $25 in local food and drinks, free after points!

Shop Your Way Rewards (SYWR) is full of offers lately! Take a look at this or this post about a few recent offers. Not sure how this works? Read about portals and it will make a lot more sense! You can even follow the Shop Your Way Rewards guide to find the latest and greatest deals.

This offer works when you link a card to your Shop Your Way Rewards profile. Here’s the link! When you use it in a participating store, you’ll get back some percentage of your purchase in rewards – just like an online portal for brick and mortar stores.

So, on to the deal.

Spend up to $25 at a local restaurant, get 100% back in SYWR! So, if you buy a $25 gift card (as I recommend), you will receive 25,000 SYWR points, redeemable at Sears, Kmart, etc. Not bad, huh? Of course, if you only spend $3, you’ll only get 3,000…that’s why I suggest you buy the full $25 gift card to maximize this offer. You can redeem points on your groceries, so I don’t personally have any concerns about racking up too many points.

local25

You can access this site from the ShopYourWay.com site – click the “…” then Partner Rewards then Offers. Then, choose “Eat Local” and filter off the Online restaurants. Please note that the fine print says Popeyes and Burger King are excluded!

Here’s what the site looks like. There are a lot of options, no matter where you look. The map doesn’t update when you scroll, so just keep trying neighboring cities until you find something you like.

restaurants

 

In dear old Federal Hill, some of the neighborhood’s favorites are participating!

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Of course, if you’ve got a credit card you’re trying to meet a spend minimum on, this is another easy $25!

So, where are you taking your free night out?

$350 in freebies this weekend! You can DO this!

Free skillet, yoga pants, almost free beer, video games, lunch, golf glove, security software, and a nice hotel room suite…not bad! I estimate we racked up around $350 in freebies in 48 hours!

20151011_190241
                                                                 Just a few things we racked up this weekend.

I understand that coupons, credit cards, portals, and rebates can get to be overwhelming. Maybe there’s something wrong with me, because I actually think it’s fun…but it can be done, and profitably. Here’s a recap of one of the best weekend’s worth of bargains I can remember!

Hubby was flying back in to town on Saturday, so we spent a night in LA and I indulged in every kind of savings trick I know. Here’s how it added up:

Gas Money: used Discover via Apple Pay to get 10% back now, 20% back later. On a ~$50 tank of gas, that saved me $10.

Hotel: redeemed 30,000 points from IHG card ($49 annual fee earns a one-night voucher, sign up bonus was 70,000 points) rather than paying ~$200.

Oktoberfest: paid cash for beer, cash for entry, etc…cash withdrawn from Amex Target Prepaid Redcard, which was loaded with Vanilla Visas that were purchased via Apple Pay to get 10% back now, 20% back later…call it a $20 savings.

World Market: I’ve always wanted a skillet! This one was free! Hubby also got an expensive beer…remember that Shop Your Way Rewards NewBrands offer? I redeemed the $25 gift card and a 10% discount code they sent for joining their loyalty program, so my $27 purchase only cost $2…blame that beer. How could I say no?

Sports Authority: Guess what’s coming up? My birthday! Sports Authority sent a no-strings-attached $10 voucher. I’d also recently splurged on a pair of Brooks, so I had an $8.50 loyalty reward (5% back). There was also a 20% coupon on their website today, so I got a golf glove ($13.99) and hubby found a $15.99 gizmo we probably didn’t need. How could I say no? (Recurring trend…I must like him.) Total out of pocket ended up being around $10, so Sports Authority managed to get us to spend some extra money afterall. Still, I could have absolutely picked up just $20 worth of merchandise, used my coupons, and paid nada. Some times you’ve got to live a little. 🙂

Chado Tea: I bought a LivingSocial voucher in August as an impulse buy – it was a tea and chocolate pairing that I thought I’d be torturing hubby with, but tea and chocolate are two of my favorite things…turns out we absolutely loved it and ended up spending about $25 on tea after we enjoyed the pairing, and intend on picking up a few more accessories. Have you ever heard of blooming tea? What a magic trick! This place was awesome. Anyway, the pairing was supposed to be $15 each. Of course, it was half off via LivingSocial, plus I had a 20% coupon, and I purchased through a portal to save me another 10%. Instead of a $30 activity, it was around $12. Chado Tea came out ahead, just like Sports Authority, because we spent a lot more than we intended on tea for ourselves and as gifts, but it was a great experience!

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                Holy cow! This looked like a marble when she dropped it in, and it bloomed after about 3 minutes!

Dave & Buster’s: If McDonald’s gold arches are child magnets, D&B’s is a husband magnet. We can’t pass within ten miles and not stop. Even better, I had a free $10 game credit and we had both purchased $25 gift cards from Sam’s Club for $24, via Amex Offers to receive a $20 statement credit. In other words, we each paid $4 for $25 gift cards. We spent one on a late lunch and the other on a buy-$20-get-$20-free game credit. So, for about $16 (including taxes and tip) we had lunch and went through $60 worth of game credits. Oh, and we also set high scores on, like, all the games…it was fun!

Staples: There’s a great free-after-rebate at Staples this week for Kaspersky security software. They’re $39.99 with a $17.99 instant savings plus a $22 rebate and you can get three. Here’s the fine print:

1. ADDITIONAL INFORMATION:

Purchase a Kaspersky AntiVirus 1 User (SKUs 1809295, 1910467) at Staples stores, Staples.com or Staples catalog between 10/11/15 and 10/17/15, then submit online or mail it in to receive a Visa Prepaid card. Limit 3 rebates per name/address/household.

2. MAIL THIS FORM AND THE PROOF OF PURCHASE (LISTED IN THE PROMOTION DETAILS) TO THE FOLLOWING ADDRESS:

STAPLES ( Dept. 15-36903 ),
PO Box 540036
EL PASO, TX 88554-0036

There is also a $20 off $70 via Visa Checkout. That would be $22 * 3 = $66 + $4 worth of whatever = $70 – $20 = $50, pay with Chase Ink to receive 5x miles (250 miles), get $66 back in Staples Easy Rebates…that’s $16 profit plus 250 miles plus $4 worth of whatever. 🙂 It worked like a charm – just choose “pay with Visa Checkout” when you’re checking out.

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Under Armour: As I explained, I cashed in on this week’s SYWR NewBrands deal. I purchased a $25 gift card, which I expect to earn 25,000 SYWR points ($25 value). Then, I spent it on a pair of pants + a filler item (which I’ll actually sell for a $5 profit), learned about ID.me for a 10% discount (more on that later), and have already received $9 back in SYWR points (5,000 was 10% back on the $25 purchase and the 4500 or so was 10% back on the pants purchase, I think…still waiting on the 10,000? I don’t know!)

…well, I think that’s it! Check in tomorrow for an update on the latest SYWR NewBrands deal and don’t miss out on the Staples/Kaspersky/Visa Checkout opportunity!

Up to $50 in Free Under Armour! Reward yourself!

Fair warning: I’ve been on the phone with a Shop Your Way Rewards (SYWR) representative for 25 minutes and he “thinks” he has it figured out…if you are risk averse, maybe skip this one…if you’re in for it and were going to make a purchase anyway and have trouble locating your points later on, let me know and I’ll help you talk through it with SYWR so you don’t miss out! I’ll follow up when my points post, too!

OFFER EXPIRES 10/10 – to be replaced by a NEW offer 10/11!

Wedding planning is stressful, right? If you’re like me, so is trying to fit into your gown…

Do you know what will alleviate that stress and help with that gown situation? A good run, walk, yoga practice, or whatever else you’re into.

Not sold? How about some comfy sweats and a coffee?

Under Armour is partnered with Shop Your Way Rewards. Here’s how this deal stacks up:

Phase One – Join SYWRs via Referral for $10 Bonus

  1. Use my referral link to sign up, get $10 back in points when you spend $30 or more with a rewards partner. Shoot me a note if you don’t mind so I can get you a custom link…no guarantee that link works for multiple users, and don’t want you to miss out!
  2. Ensure you’ve linked your eligible Visa and/or Mastercard credit card and use it during checkout (one less thing for them to claim you didn’t do, and this program can be challenging to work with!)
    1. Got a new credit card you need to hit a spend minimum on? I told you, we’ll chip away at it…$25 here, $50 there…

Phase Two – Use NewBrands Promo to buy $25 eGift Card

  1. Navigate from the New Brands promo to Under Armour (or shop of your choice – Moosejaw, Athleta, and the Vitamin Shoppe are also participating through 10/10/2015, but the ‘best’ deal is via Under Armous).
    • Make a purchase of $25 or more, get $25 back in points.
    • Recommendation: buy a $25 gift card!
    • Fine print clearly says this can not be combined with other offers.

underarmour

Phase Three – Qualify for Additional Promotions while Redeeming eGift Card

  1. Start here to see the latest offers. Scroll down to see the fine print. The next two steps can be seen from the Offers page, so make sure you read them yourself!
  2. Qualify for the “Double Your Points” when you spend $10 promotion – assuming you spend $50 to get free shipping, that’s going to be $10 back at Under Armour (currently offering 10% back in points, doubled to 20%).
  3. Qualify for the “10,000 Points when you Spend $10” promotion.

I can’t promise you that any of this will work. When there are no promo codes and confused customer service reps, anything can happen. I strongly suggest you take screenshots of everything you do and all the fine print you can find. If this falls through and you have trouble getting credit, just let me know. I’m pretty good at getting these things to work! 🙂 Fine print posted below for all offers…

That said, my recommendation is to go all in and make one $25 gift card then a $50 merchandise purchase! You’ll get free shipping, for starters, $10 on the referral (Phase 1), the $25 newbrands bonus (Phase Two), $10 back from the portal and $10 for spending $10 (Phase 3). That adds up to…um…$10+$25+$10+$10 = $55!! on a $50 purchase! Yahoo!

…so, ya! Good luck!!!!!! Comment if you give it a try and we’ll all see how this pans out.

 

PS Come back on Sunday to find out how this deal can be worked again, or read this post for the previous week’s scenario!

 

On to the fine print:

Referral: ***EARN UP TO $50 IN POINTS WHEN YOU REFER YOUR FRIENDS TO SHOP YOUR WAY®

Offer valid 09/06/2015 – 10/31/2015. Maximum of $50 in referral points per member. $30 or more purchase requirement is before taxes and after other discounts. Offer only available on purchases made through participating rewards brands through a link on the shopyourway.com site or valid card-link brand locations. Points may take up to 45 days to be awarded to your account. Not valid at Sears, Kmart, Lands’ End, or Sears Marketplace. If merchandise is returned, referral points earned from that referral will no longer be valid. We reserve the right to cancel or modify the offer at any time in the event fraud, abuse, unintended virality or if technical or other issues arise. By accepting Shop Your Way member benefits and offers, you agree to the Shop Your Way terms and conditions, available at www.shopyourway.com/terms.

New Brands:

Double Points:  SPEND $10 WITH ANY REWARDS BRAND AND EARN DOUBLE THE POINTS

Offer valid 10/01/2015 – 10/31/2015. Limit one offer per member. Purchase requirement before taxes and after other discounts. Offer not valid at Sears, Kmart, Lands’ End and Sears Marketplace. Points may take up to 40 days to be awarded to member account. Offer valid for original recipient only. We reserve the right to cancel or modify the offer at any time in the event fraud, abuse, unintended virality or if technical or other issues arise. By accepting Shop Your Way member benefits and offers, you agree to the Shop Your Way terms and conditions, available at www.shopyourway.com/terms.

$10 Back: †GET $10 BACK IN POINTS (10,000) WHEN YOU SPEND $10 AT A REWARDS PARTNER

Offer valid 08/01/2015 – 12/31/2015. Limit one offer per member, per month. Purchase requirement before taxes and after other discounts. Offer not valid at Sears, Kmart, Lands’ End and Sears Marketplace. Points may take up to 40 days to be awarded to member account. Offer valid for original recipient only. We reserve the right to cancel or modify the offer at any time in the event fraud, abuse, unintended virality or if technical or other issues arise. By accepting Shop Your Way member benefits and offers, you agree to the Shop Your Way terms and conditions, available at www.shopyourway.com/terms.

 

40 Free Reams of Paper + $35 Profit (Less Tax)

I don’t know what’s going on over at Staples, but they are literally going to pay you to take 80 lbs of paper off their hands. That’s ok with me; I’ll take the freebies and the travel points, especially with my Chase Ink…it gets me 5 miles per dollar!

Although the rebate in this post is valid until 10/10, the deal ends with the Staples.com price changes…so don’t delay!

How The Deal Works

Much like this previous deal, you have to make a few things come together:

  1. Find Item #122374 at your local Staples. Buy up to four!
  2. Have the cashier price-match to Staples.com (brings the price from $53.99 to $29.99), for a total of $119.96 for four.
  3. Start at Staples Easy Rebates and search for rebates by item number 122374.
  4. Print, fill out, and MAIL IN the rebate with your receipt. (Note: I suggest going with USPS First Class including tracking and insurance, all purchased and printed from www.paypal.com/shipnow. Pack up your letter or parcel and get it scanned at the Post Office. Keep an eye on the tracking information; you might even opt for a signature. Total cost should be around $5.) I know the fine print says “submit online,” but I don’t see the option over at the Rebates site…will update if I’m able to submit online tomorrow.
  5. Wait patiently for your rebate Visa card to arrive, which will be worth $39 per case or $156 total.
  6. Optionally call the number on the letter and request a check instead of the rebate card (so you can just deposit the money and be done with it all).

Here’s the fine print for the skeptics:

Purchase a Hammermill 8.5 x 11 Inch Copy Plus Copy Paper 10 Ream Case (SKU 122374) at Staples stores between 10/04/15 and 10/10/15, then submit online or mail it in to receive a Visa Prepaid card. Limit 4 rebates per name/address/household.

You can pay with Staples Rewards, if you have them, which will not disqualify you from the Staples Easy Rebate. I’ve got around $80 to burn through and a Staples Gift Card from a previous rebate, so I’ll be glad to cash those in!

That’s it! You’ll get 20,000 sheets of paper (WHEW) and make up to $9 per case (less tax) PLUS up to 5% in Staples Rewards and, finally, whatever credit card points you’re in the process of accumulating. If you personally don’t have use for that much paper, I’m sure there is a school, church, or animal shelter in town that would be happy to receive your tax-deductible donation!

Any questions?

I have a lot of practice with these, so let me know if I’ve brushed over a detail that you’re unclear on. I’m happy to edit the post. Full disclosure: I 100% intend on buying my paper tomorrow!

Please Don’t Delay!

In an effort to get this deal out (and thereby promote Unveiled Savings) I want to share this great offer with the consumers over at SlickDeals. There is this little thing called “the SlickDeals effect,” where really great deals get so much publicity they tend to bog down the vendor. So that you’re able to get your rebate fulfilled before this happens, please do your shopping on Monday or Tuesday!

The Southwest Companion Pass: Two Years of Buy One, Get One Free Airfare

Every single travel blogger has written about this, so I’ll point you here, here, and here if this post is incomplete.

How It Works

  1. Sign up for not one, but two new credits cards at the exact same time (open two browser windows and hit “Submit” at the same time).
  2. Meet the spend limits and earn 50,000 points per card.
  3. On your way to the spend limit ($2,000 per card), earn an additional 4,000 points, or one point per dollar.
  4. Pay additional wedding and living expenses for a maximum total of $6,000, thereby earning an additional 6,000 points.

Add it up: 50,000 + 50,000 + 4,000 + 6,000 = 110,000

In other words, of the 110,000 points you need for the companion pass, 100,000 come from credit card sign up bonuses.

The Companion Pass

Once you hit 110,000 miles in a calendar year OR travel blahbity blah number of segments (something like one segment every three days…who does that?) you’ll earn the coveted Companion Pass. With it, you can designate a travel companion (and may change this companion two or three times per year) who will get a free ticket (YES! Just pay the $10 security fee or whatever it is these days!). The pass is valid for the remainder of the current year and the entire following year, so you may want to hit that 110,000 mark in January to maximize the amount of time you have to use it.

Note that points generally post just after your billing statement closes, not after a purchase is made. So, if your statement closes Dec 15, your points will post in December. Points through Rapid Rewards Shopping (more on that later) could post the next day. Be careful!

Booking A Free Companion Ticket

You add the companion after you book your flight from your Itinerary page. There’s a great guide here.

How do I apply for the right credit cards?

Please know that both cards have to go in the same name (you can’t get one and have your fiance(e) get the other – use the same name and Rapid Rewards number on both cards).

If Chase wants to know why you’re asking for two cards, that’s an easy answer! You are planning a wedding and want to separate those expenses from your daily expenses.

My suggestion is to get the Plus and Premier cards. Yes, $69 and 99/yr fee. It’s worth it (and you’re going to cancel once you get the Companion Pass anyway, so you only have to deal with the fees once). If those links happen to give you trouble, hit up Bing.com (why not Google?) and scour the internet until you find both links. It’s incredibly important that you sign up for both on the same day, else you will not be able to get the two bonuses…and you will make it almost impossible to reach the Companion Pass target of 110,000 without a LOT of work.

10,000 points?! 

Yes. Proceed with caution! If you only get one point per dollar, that means $10,000 in expenses! If you miss a payment or carry a balance, you’ll very quickly wipe out the benefits this card has to offer. I am an advocate for NO debt. If you aren’t able to pay off these expenses, you’ll need to do the math and determine whether the interest payments make sense. I can’t decide that for you – my blanket answer is always no. Keep reading, though, to learn how to spend as close to $4,000 as possible in order to get 10,000 points…and, even better, how to do so without spending money you weren’t already planning to.

Here are a few ideas as to how you can hit those spend limits – which is effectively $4,000 to get the bonuses and as little as possible beyond that to get the Companion Pass.

Many of these require that you pay for something with your card, only to have a family member or friend pay you back. In normal circumstances, maybe that would make you uncomfortable. But, if you tell them what you’re doing, I suspect you’ll have their support (and envy!).

  1. Pay your venue deposit. They may request a check, but you should ask about charging it. If they require a 3% fee to run a credit card, that is your decision. Personally, if I have a $10,000 expense, 3% of that would be $300. I’d be done the spend requirements and that might be worth saving the trouble. Just be aware of how that affects when your points (and, therefore, Companion Pass) are going to post. And, do you have the cash to pay off the balance immediately?
  2. Pay off your wedding dress. If mom and dad are paying, are you comfortable asking them to let you charge it? If they understand your really smart plan for the next two years of travel, they’re more likely to say yes.
  3. Buy all of your bridesmaids’ dresses and cover the initial tux rental. Yep, insurance, too. 🙂 This could easily be a $500 expense, and they’re going to pay you back.
  4. BYOB! Does your venue allow you to provide the alcohol? More on that in a future post.
  5. Pay for your florist/coordinator/transportation/photographer/decorator/hair stylist in advance (or, at least the deposit since you may want to have some leverage in case of trouble).
  6. Buy American Express gift cards ($2,000 will run you less than $15 in fees) and hang on to that card until you need to spend it. In other words, convert your cash to gift cards via the credit cards for points.
  7. Buy your thank-you stationary or, if you want to use photographs and can’t order now, buy gift cards to where ever you intend to purchase.
  8. Pay normal living expenses, such as your rent, via Redcard or Amazon payments – especially if your landlord is hip.
  9. Buy all of those other thank you gifts (bridesmaids, parents, etc) in advance.
  10. I won’t recommend paying for your hotel, because I think that should be done via rewards, but you’re going to have to eat, drink, and entertain yourself on your trip. Buy gift cards to the restaurants you intend to visit or find out what gift cards the pool bar accepts…and stock up in advance!
  11. Stock up on other gift cards you know you’ll use, such as gas cards and grocery store cards.

Reducing the $10,000 to $4,000

You’ll have to spend $4,000 no matter what, because you have to meet the $2,000 requirement on each card. But, there are some clever ways to get the additional 6,000 points.

Remember that our goal is to spend $4,000 and earn 10,000 points (you got 100,000 from the bonuses and need 10,000 more for the Companion Pass). Hypothetically, if you spend $4,000 and earned three points per dollar, that would be 12,000 points, right?

Enter Shopping Portals.

Rapids Rewards Shopping is your gateway to more points for fewer dollars. Today, for example, you can get 6 points per dollar at Macy’s. That means if you spend $1,000, you’ll get 6,000 of those 10,000 points. Your remaining $3,000 in spend (to hit the two $2,000 limits) will earn you at least another 3,000 points…and it’s almost done! 110,000 points! (No, I don’t think you’re going to spend $1,000 at Macy’s…but what if you find your bridesmaids’ dresses? Tuxes? Gown? Mother of the bride dress? Be creative!)

Here is a snapshot of the current highest earning options from the portal. Anyone up for a year of DirecTV? Might be worth it!

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Reducing $4,000 to Nada

I post regularly about how you can buy stuff and get all of your money back, so just keep an eye on the blog. A few weeks ago, it was $44 worth of paper at Staples that you ended up profiting $10+ on. While I’m unlikely to strike gold and find $10,000 worth of free stuff, every little bit helps. Talk to your family and friends and see if they support the charge and pay back idea. Weddings are one of the most expensive events in a lifetime – get the absolute most you can in free travel and rewards!

Wait, what?

I’ve been doing this for a long time, so there’s a good chance I’ve left out a vital detail that seems obvious to me. Please leave your questions and comments so that I can improve on this entry!