10% Back at Walmart TODAY ONLY plus $10 Bonus Rewards

Details!

In the interest of getting this out to you as soon as possible, I won’t ramble on about how to maximize this deal. It’s a don’t-think-just-shop kind of deal.

  1. Sign up for Ebates. Get bonuses if you’re new and please use my referral link because I’m one new shopper away from a $50 bonus!
  2. Get an unprecedented 10% back on almost everything. Here’s the fine print:

    Exclusions: Cash Back is not available on Apple Watch, newest model iPhones, Walmart Grocery to Go, cellular purchases, prepaid phone cards (Straight Talk), prescription drugs, travel, financial services, tires, Walmart Connect Internet Service, gift card/online gift cards and ShippingPass subscription.

    Special Terms: Cash Back is not available on orders deemed by Walmart to be for reselling purposes.

  3. Combine this offer with the weekly SYWEVERYWHERE.com promotion by purchasing a $30 (final value, not original value) Walmart gift card at Raise.com. Check here for the weekly running offer and here for more details on how to redeem it (forgive me for using an old link; the concept is identical.)

Tally It Up

Let’s assume we purchase a Walmart gift card at Raise:

We’ll receive a $10 Shop Your Way bonus points reward in the next couple weeks. We’ll go spend the $38.31 at Walmart.com which is super, because that qualifies for free shipping. We’ll get 10% back, or $3.80. That makes this deal $38.31 – 3.80 – .08 (you’ve gotta be kidding me) – $10 = $24.43, or about 35% off after points.

Will you use this deal?

I like this because it is easy to get the 10% off on items you were probably going to buy anyway. What will you buy? Please leave your comments and questions or reach me directly, christine@unveiledsavings.com, for quick support. Good luck!

6/19: SYWEVERYWHERE Deal

For at least the last six months, SYWEVERYWHERE.com has run amazing weekly promotions. They generally run from Monday-Monday. EDIT: I’ve corrected the Spend Requirement information. Thanks, MMKate, for the help!

Key Information

  • Expiration Date: This deal ends on 6/25.
  • Spend Requirement: Receive 15% Bonus, Up to $30
    • You’ll earn 15% on up to $200. Multiple shopping trips should combine to a total $30 bonus payout limit.
  • Fine Print: “*Member offer: Earn 15% back in Shop Your Way points (max award $30 in points) on qualifying purchases, valid June 19th, 2017 – June 25th, 2017. Points valid for 60 days. Limit one (1) offer per member. Points awarded after gift cards and discounts and before taxes and other fees are applied. Offer cannot be combined with other Shop Your Way offers and promotions. Void if purchase is cancelled or returned. Must initiate offer online through ShopYourWay.com, SYWEverywhere.com, or at participating in-store locations. Points may require up to 10 days to be awarded. Not valid for Sears, Kmart, Lands’ End, and the following partners: Energy Plus, LifeLock, Lingo, local restaurants, Sears licensed businesses, Sirva Home Benefits, Sirva Mortgage, Intercontinental Hotels, Holiday Inn, Holiday Inn Express, Crowne Plaza, Hotel Indigo, Staybridge Suites, Candlewood Suites, Expedia, Best Western and Hotels.com. Offer valid for original recipient only. We reserve the right to cancel or modify the offer at any time in the event of fraud, abuse, unintended virality, or if technical or other issues arise. By accepting Shop Your Way member benefits and offers, you agree to the Shop Your Way terms and conditions, available at www.shopyourway.com/terms.”

Final comments…

Take care at your shopping portal of choice to ensure the vendor doesn’t deny rewards with the payment of gift cards or external coupons. Many will claim this, few will actually impose it. Your choice, but I would continue without concern.

Please also note that some users have reported a conflict in receiving this bonus PLUS whatever normal payout percentage is advertised (in particular, the 10% back from Raise.) Your feedback is helpful in pinning down how the rules actually apply! Thanks!

 

12 Weeks of The Economist for Free!

12 Free Weeks of The Economist

This is as simple as it gets – head on over to TopCashBack.com to find this one. I’ll click through in a couple hours (yes, it’s 3:37AM local time) to make sure I don’t mess it up. I don’t see any complicated terms and conditions, but you’ll want to set a reminder to cancel if this isn’t the type of thing you’d like to pay for. I’m excited; I’ve heard great things about their material.


 

If you happen to be a new TopCashBack customer, I would really appreciate your help with this by signing up through my referral link – I’m pending a $50 bonus with just one more referral. You get The Economist and I get a nice tip; even if you wouldn’t normally bother with this, it would make a difference to me! Or, hey, you could always send it over to your Dad’s house. Dads like this kind of stuff.

Thanks in advance!

OPED: Upset about the Paris Deal Backout? Do your part.

Against my self-imposed rule to keep my opinions off the site and to stick to the deals, I thought I might toe the line a little bit with some suggestions regarding the latest climate change policies. My stance on the change doesn’t really matter – these ideas are offered up as a way for everyone to be a little kinder to the planet while potentially keeping a little extra money in your pocket. No, this probably will not change the world…but the cumulative effect of many people making wiser decisions could be substantial.

Much of this article is inspired by a favorite blogger of mine, Mr. Money Mustache (that link will take you to a fun guest post but I encourage you to stick around the site and learn something new. I have so much more to read and learn from that one site alone!)

Here are some thoughts on saving the environment (and maybe some money) with simple substitutions and a smidgen of effort. I have no idea what impact this small level of effort might have, but if you take less garbage out next week…well, that has to count for something.

I would love to hear your ideas – this is one of my newest favorite topics and I am looking for ways to cut back on my carbon footprint and landfill usage.

The Kitchen

  1. Use dish towels instead of paper towels. Why do we wipe a 2 sqft section of counter top with a paper towel and throw it away? That piece of paper towel is used for about 15 seconds and thrown out. It struck me that this is incredibly wasteful and clogging up our landfills with barely-used paper. I have a 12 pack of dish towels that I paid maybe $3 for at Sears on sale one day; as of today, I’ll use those to wipe down the counter (especially when it’s just water!) and leave them to dry on the oven door handle for another use. When I accumulate a little stash of dirties, I’ll throw them in the wash on a hot, short cycle (maybe warm if it turns out they don’t need the hot?) with liquid softener and leave them on a laundry rack to dry.
  2. Use fabric napkins instead of disposables. Honestly, I barely use a napkin at meal time, save for barbecue…usually I just scrunch it up and throw it away. I think this will work even better on messy meals – I have at least three dozen fabric napkins from our wedding, so those will be used once or twice and washed as necessary with the dish towels. Done. The blog link above suggests different colors/buttons/embroidery so each family member can identify their napkin. Reasonable, I think. You’re forgiven if you absolutely must use disposables when you’re hosting, but how much nicer are those fabric napkins? I’ll teach you how to get these for next to nothing in whatever color you like in a future post.
  3. Pack your lunch and drinks in reusable containers. The #1 thing I learned in Europe is that Americans go through an unreasonable amount of food related trash: to-go containers, coffee cups, plastic silverware, plastic cups and bottles, aluminum cans. Oh. My. Goodness. Europeans like to sit and enjoy a meal with real dishes, cups, and silverware – not the consumables we are so accustomed to. Since the restaurant industry is unlikely to change its style (I don’t know if it’s a convenience/consumer driven preference or financial) the least we can do is cut back on our own consumption. This isn’t rocket science – if you’re not interested in carting silverware and plates back and forth to your office every day, leave a set and wash it daily. Most offices have a break room. Same goes for your beverages – enough with the plastic bottles! Fill a large canteen from your home filter and bring it in daily or keep a water filter at your desk. This extends to plastic bottles and cans – leave a 2 liter at work or fill a reusable lidded cup each day. Don’t come whining to me about how much time it takes while moaning and groaning about climate change. This is our own fault. You can thank me later when you realize the $20/week or more you’ve been spending to eat out for lunch was hurting your health and your wallet right along with the environment. I have never done this, but I might just leave an extra set of reusable containers in my car for nights out. I certainly doubt any restaurant would mind me packing my leftovers in my own container.
  4. Garden, even if just for spices. I have a little army of mason jar herb and spice plants doing their thing on our windowsill. Some days they look pretty pathetic, but I can tell you…that is the best basil and I don’t have to go to the grocery store to get it. I paid $3 per plant and maybe $0.50 per mason jar. They pay for themselves over and over and over again, and you can cut out all the middlemen and resources to get herbs and spices at the store. My vegetable garden is starting to produce for the year – I’ll be canning this season if everything goes as planned!
  5. Use the dishwasher. It’s more efficient than hand washing. Accept it!! Oh, and stop rinsing those dishes before you put them in the machine that is literally designed to wash them – study after study has proven that you don’t need to do that. (If you’re worried about smells, you may not be scraping enough off before you throw them in there. Alternatively, it may be an issue with the drain or filter. Ours is only bad after many days since there are only two of us.) Beyond that, try to use real plates when you have guests. Just think about the massive bag of garage you won’t be sending to the landfill.

The Laundry Room

  1. Use shorter, colder cycles. It is, of course, more expensive both on energy and water usage to run longer, hotter cycles. Our machine has a nice “soil level” button that cuts down the cycle time. For the vast majority of my laundry, I can run it on the second level (out of 5). I also think my clothes launder better on a colder cycle, so only the towels go in on the hot cycle.
  2. Line dry your clothes. Um, is it summer or am I imagining things? You have “outdoors” for your dryer. You’re not allowed to use humidity as an excuse; we’re in Florida, but I get at least one or two days a week with clear, sunny skies and manageable humidity. I’ve got a couple drying racks (I love the tripod styles) that are easy to bring in and out and allow for great air flow. I only use the dryer to tumble for a couple minutes – 5 or 10, tops – and then everything else is hanging to dry. Even in the winter, you likely have one warmer room or sunny spot; run the wash in the morning (if your machine has a “delay” setting like ours, you can set it to run at 5AM so it’s ready to come out as soon as the sun is up) and hang your clothes to dry all day. They’ll dry, seriously. Jeans and heavy items should be rotated and fluffed occasionally to make sure no wet spots and musty odors develop.

Your Car

  1. Stop using it. I can not understand the appeal in “going for a drive” and I own a car that was built for the leisure of “going for a drive.” Consolidate your errands and postpone those that aren’t critical until you’re in a given area for another reason. Mr. Money Mustache takes this to a whole new level by biking around town and becoming a single car household. I have reduced my weekly mileage by at least 20% in the last few months and loath side trips that cost me time, money, and energy efficiency.
  2. Drive defensively. Your car is incredibly inefficient when you slam on the brakes and accelerator. Chill out. It’s better for the planet.

All Your Stuff

  1. Buy used. I don’t want to buy new stuff that cost resources and energy to build.
    • I’m typing to you from a refurbished monitor. Know what? It’s as good as new. I might have been able to do even better by buying locally, but this was one of those ‘too good to refuse’ deals.
    • I picked up a nightstand for $5 at a yard sale, sanded it, gave it a good cleaning, and slapped a coat of fresh paint on it…done. Nobody’s going to feature me in Better Homes and Gardens, but for ~$10 I have a wood nightstand that is doing an excellent job holding a night lamp and cell phone charger.
    • Over the summer, I reupholstered a $5, 70-year-old leather wing chair with some wacky Tommy Bahama fabric. I’d have paid $300 for a new chair; mine ended up around $60 and it is exactly what I wanted, even if I’ve only done a just-below-average job on the project.
    • I’m in the market for a composter to further cut back on our landfill usage. I’m holding out for a used one, locally or via Amazon.
  2. Fix things. It’s not our fault; we’re surrounded by powerful marketing. We’re so quick to upgrade our stuff. This weekend, I decided to fix a broken zipper for the grand total cost of $1.50, thereby making a brand new dress wearable (I only paid $7 due to the broken zipper but it has been in the closet for a year) and avoiding the purchase of another brand new dress. I like the dress even more now that I’ve fixed it myself, even if I did a very mediocre job.
  3. Use the library. I enjoy the weight of a book and the break from a screen, but you won’t catch me spending $20 when I can almost always find what I want at the library or from a friend.

General Thoughts

I can’t tell you how to solve the world’s problems with major pollutant producers, but I hope these ideas help you think about what you, in your own little world, can do to help our bigger world. Turning off lights, managing with higher or lower temperature settings, taking shorter showers/shutting off the faucet when brushing teeth, and borrowing items are all simple things that we all can do. Try it – you might be surprised!

What ideas do you have?

Please share! I am always excited to learn new ways to cut back on waste. Thank you!!

6/12: SYWEVERYWHERE Deal

For at least the last six months, SYWEVERYWHERE.com has run amazing weekly promotions. They generally run from Monday-Monday. 

While you’re reading this post, think about how it might apply to great Father’s Day purchases.

Key Information

  • Expiration Date: This deal ends on 6/18.
  • Spend Requirement: Receive 10% Bonus, Up to $25
    • You’ll earn 10% on up to $250. Multiple shopping trips should combine to a total $25 bonus payout limit.
  • Fine Print: “Member offer: Earn 10% back in Shop Your Way points (max award $25 in points) on qualifying purchases, valid June 12th, 2017 – June 18th, 2017. Points valid for 60 days. Limit one (1) offer per member. Points awarded after gift cards and discounts and before taxes and other fees are applied. Offer cannot be combined with other Shop Your Way offers and promotions. Void if purchase is cancelled or returned. Must initiate offer online through ShopYourWay.com, SYWEverywhere.com, or at participating in-store locations. Points may require up to 10 days to be awarded. Not valid for Sears, Kmart, Lands’ End, and the following partners: Energy Plus, LifeLock, Lingo, local restaurants, Sears licensed businesses, Sirva Home Benefits, Sirva Mortgage, Intercontinental Hotels, Holiday Inn, Holiday Inn Express, Crowne Plaza, Hotel Indigo, Staybridge Suites, Candlewood Suites, Expedia, Best Western and Hotels.com. Offer valid for original recipient only. We reserve the right to cancel or modify the offer at any time in the event of fraud, abuse, unintended virality, or if technical or other issues arise. By accepting Shop Your Way member benefits and offers, you agree to the Shop Your Way terms and conditions, available at www.shopyourway.com/terms.”

 

 

 

Final comments…

Take care at your shopping portal of choice to ensure the vendor doesn’t deny rewards with the payment of gift cards or external coupons. Many will claim this, few will actually impose it. Your choice, but I would continue without concern.

 

I need a new washer/dryer!

I’ve selected the washer/dryer pair listed in my catalog based on a target $800 budget and Consumer Reports recommendations. While there were other washers or dryers that scored as well or better, I tried to choose a matching pair that offered high scores for each appliance. As always, I greatly appreciate anyone that selects me as their Personal Shopper; it takes only a minute of your time and I earn commissions for life when you shop at any of the Sears brands. Thank you!

The regular price on each appliance is $897.99. They are currently on sale for $500 each! That’s a whopping 45% off without any work. Because of their special pricing, I haven’t been able to get any coupons to work over the last few days – consider it a blessing in disguise: you’re not missing anything.

You may choose to purchase with a credit card that offers extended warranties or price match protection; that is your decision to make. If you’re just looking for the best price, follow the tried-and-true steps below. Note that there are usually bonuses through syweverywhere and better payouts at many of the portals, but the sale price on these appliances may not last longer. Your gamble!

  1. Buy a discounted Sears (or Kmart) gift card. Navigate to cashbackmonitor.com and search for Raise. I don’t see any major payouts right now, so choose what you like or go to syweverywhere.com and search for Raise to get 3% back. At Raise, select a $1000 value Sears gift card for 6-7% off. Quick way to save over $50, right? You will earn 3% on the ~$950 gift card, or around $30. It can take a couple days to post, but you’ll earn more on that washer/dryer. Later, you can redeem those for an accessory or, if nothing else, consumables at Kmart.
    1. Should you opt for one of the other cash back portals, I kindly ask that you use my referral link so we both get a $~10 bonus!
    2. New to Raise? Join with my link to get a free $5 discount.
  2. Navigate to Sears.com through the portal of your choice. Just as with the link above, pick a portal with a payout you like. British Airways is offering a whopping 12pts/dollar; while availability can be limited, you can book American Airlines one way flights with miles for 12,500 pts, so this one purchase is about enough for that award. Else, you can use miles for (expensive) hotel bookings – I’ve done it, but it isn’t a great value. However, at this payout maybe it is worth considering.
  3. Add the appliances to your cart and check out with your gift card. You’re just shopping as normal at this point!

For a quick tally…

  • Original Price: $900
  • Sale Price: $500
  • Gift Card Discount: 6% ($60 total)
  • Gift Card Portal Award: 3% ($28 total)
  • Gift Card Redemption Portal Award: 12 pts/dollar or 2% – either 12,000 pts or $20. I know what I’d choose!

Final savings: $1800 – $400 – $400 – $60 – $28 = $912 plus a one way flight or $20 with potentially a $5 Raise bonus and/or $10 from BeFrugal.

Please contact me with your questions. I use this formula over and over and over again on nearly every purchase I make – check in weekly for updated promotions and bonuses!

Last Day for SYWEverywhere Deal

This deal ends on 4/2. Combine promotions to save across the internet – note that the ebates 14% deal expires in just a few hours.

Step 1: Go to SYWEVERYWHERE.com and be sure you’re logged in (while you’re there, do me the favor of selecting me as your Personal Shopper – it helps keep the lights on here at Unveiled Savings and there are bonus coupons in it for you, too!) This makes you eligible for the following offer:

 

Step 2: Search for RAISE.com where you’ll buy a discounted gift card for the store of your choice. In this case, I’m going to stock up on dog food (although there is a super opportunity to make a profit with the steps I’m outlining here by reselling on eBay or Amazon or Craigslist.)

Step 3: Visit ebates.com (not a member? Please use my link – we’ll both get bonuses!) and find the 14% bonus at petco.com

Step 4: Check out using your e-gift card, purchased from Raise.com in an earlier step.

To tally up your savings, let’s assume $100 worth of gift cards were purchase in Step 2.

  • Step 2: Discounted gift card savings: 6%, or $6. Pay $94 for $100 gift card.
  • Step 1: Receive Shop Your Way credit – 15% bonus and 8% standard, or 23% of $94 – to the amount of $21.62.
  • Step 3: Receive 14% back in ebates cash credit on the $100 purchase, to the amount of $14.

Final result: for $100 worth of merchandise, you can earn a $14 ebates credit, save $6 on the purchase, and earn $21.62 in SYWR credit. That’s $100-14-6-21.62 = $58.38, roughly 40% off. Remember that SYWR credit can be used for household consumables at Kmart and Kmart.com.

This deal gets better with steeply discounted Raise cards. Sorted by highest discount, take a look here at how this promotion really adds up.

Final comments…

Take care at ebates to ensure the vendor doesn’t deny rewards with the payment of gift cards. Many will claim this, few will actually impose it. Your choice, but I would continue without concern.

Remember the SYW promotion is limited to a $50 bonus, so you’re good on up to ~$350 value gift cards at Raise.com before that tops out.

Feel confident using whatever coupons you have. Ebates will say that external coupons will invalidate the returns, but I’ve never seen it happen. There’s always a chance, but this promotion gets better when you stack other savings. Sears has a bunch of wild points back offers going on through this evening, so consider those!

 

Part II: Day Four – Complete Shop Your Way Platinum Requirements

This guide is part of the series, Max Performing: The $20,000 Kitchen Upgrade. Start here.

A significant part of this plan hinges on the ability to achieve Shop Your Way Platinum status. This is for one major reason, and one major reason only: 

Uh, yup! See it? “Birthday Month.” The stars have aligned and the kitchen-upgrader happens to have a birthday in May. I’ve called Shop Your Way VIP and confirmed that the appliances qualify for 15% back. Remember the part where those appliances cost $13,000 on sale? 15% of $13,000 = $1,950.

See where this is going?

The ‘cost’ of VIP Platinum is $2,000 over the course of 30 purchases. Well, if the kitchen appliances trigger $1,950 back in points and Platinum is a $2,000 investment…it sure seems to me that spending $2,000 to get Platinum means getting $1,950 back in points, and that looks like a free $1,950 to me.

The washer and dryer already amounted to around $1,800 worth in merchandise. Our kitchen-upgrader now needs to spend around $200 on whatever they want to reach the $2,000 threshold and must complete an additional 28 purchases. Here are a few options:

  • Buy something for roughly $200 that you want or need. To get the additional 27 purchases, go to Kmart and complete 27 purchases of a single pack of Kool-Aid mix ($0.29 each.) Alternatively, you can do this from the comfort of your own home by selecting the in store pick up option. They’ll probably think you’re crazy, but genius comes in many forms. 😉
  • Stick with the Kool-Aid plan, plus get items that will generate lots of points back – this essentially reduces your out of pocket cost going forward for those appliances or whatever else you might be buying. This link has a bunch of offers and you’ll follow the Day Two steps to complete those orders.
  • Buy something for roughly $200 that you don’t want or need. Sell it on eBay or Craigslist. Put cash in pocket.
  • Run one grocery shopping trip at Kmart (or complete the purchases online.) We’re talking one can of green beans per order, maybe some NutriGrain bars, your favorite deodorant…just hit the ~$200 threshold and complete 27 orders.

What would you do? Any other ideas for achieving VIP Platinum status? Share them in the comments!

Part II: Day Two – Buy the Dryer

This is part of a larger series called Max Performing: The $20,000 Kitchen Upgrade. Start here.

In this guide, the dryer is purchased through the Southwest Rapid Rewards portal with a discounted gift card from Day One. Two coupons are used. The buyer should save $60 and receive around $50 back plus approximately 700 Rapid Rewards.

  1. Go to https://rapidrewardsshopping.southwest.com, Log In, and search for Sears. Click “Shop Now.” Forgive the annoying snip tool in the photo below.
  2. Although the fine print says points will not be earned on purchases made with coupons not found on this site or with gift cards as payment, we’ll try it anyway.
  3. Add the item to your cart.
  4. Scroll down and click to apply coupons. From here, you can reach the Deal Center and load relevant coupons to your account, then come back to apply them.
  5. Apply coupons or visit the Deal Center for more. Use one $ or % off coupon (like those in the top row) and one points back coupon (like the one in the bottom middle.)
  6. Confirm that your coupons were applied by clicking the “You Will Save On This Order” dropdown. 
  7. Confirm you’re going to receive the points you expect! Know that this is likely to change with the number of points you redeem.      
  8. Click Proceed to Checkout; continue to the Payments & Billing page where you want to apply your Gift Card.
  9. Finish by clicking “Place Order.” The next screen will confirm the number of points you received and, usually, provide you with more coupons to load to your account.